American Debt Solutions is a web site that publishes practical and yet useful debt education services to consumers.  Our company was formed in early of 2002 with the intentions on bringing consumers to a state of financial awareness.

It’s the mission of American Debt Solutions to educate consumers on how to become debt free through our financial kit of success.  Our financial kit of success is a useful tool which pays for its self many times over.  In addition to customized financial kit of success (which includes; 4 years of financial coaching, an online budgeting tracker, an in-depth - offline mailed and also available online financial analysis, a 200 page financial awareness book written exclusively by American Debt Solutions, unlimited phone support, and a MPR card (which is like a coupon book put into a credit card to further help you save and is useable at over 100,000 retailers) – we then offer free assistance into a traditional credit counseling, or debt settlement program should you qualify.  Unlike a wide range of companies in the financial industry, we do not charge any fee’s to transfer you into a credit counseling or debt settlement solution.

We’ve brought thousands of consumers to a state of financial awareness.  If you feel as if your struggling with bills and want someone to speak with, maybe one of our representatives may be able to provide some guidance.  If you want an in depth summary on what you are doing vs. what can be done in order to help, our company may be able to provide this education.

Remember, with the economy going the way it is, it’s to be expected for consumers to run to their credit cards and use virtual money they simply do not have.  At American Debt Solutions, we’ll explain to you how such simple pieces of plastic give consumers the false illusion of having money they don't physically have.  Never forget, credit cards are open credit lines of money consumers simply do not have. 

At American Debt Solutions, you’ll find reliable and yet useful information to rid yourself of debt(s) and eventually become debt free.  Our Financial kit of success will explain how you can improve your financial situation and rid yourself of debt enslavement.  We consider ourselves debt educators.  We do not provide legal advice, and do administer debt programs.

We believe that consumers work fairly hard for their money, and at American Debt Solutions we would like to see the consumer keep as much of that money as possible.  If you’re in a never ending cycle of paying pointless minimums, of which is probably going towards finance charges and fees our company may be able to provide you with the education and assistance your looking for. 

Debt Freedom is possible. Contact our company today for a free discussion.

 

Additional Information:

Financial Kit of Success overview:

1. 4 years of financial coaching
   Throughout the 48 months with our company, our representatives will be made available to you between the hours of 9am to 6pm PST. Throughout that duration, you will be assigned a specific debt educator who will provide financial coaching when and if you desire it. Should you wish to meet in person, or via our members only section - you can submit questions in regards to your financial situation.
   
   
2. Online budgeting tracker
   The online budgeting tracker, will allow you to manage your income vs. expense via our members only section. This tool will give you insight on how much income you have coming in, vs. what is going out. It will show whether or not you're in the red and need to make adjustments, or if your in the green. As always, if your in a green state it is always advisable to save your money and/or to start doubling or tripling your minimum payments if your active on credit card debt.
   
   
3. Financial Analysis available offline (print) and online.
   The financial analysis, is a customized summary of your situation. It includes information on the proposed debt relief program our company feels you would be best suited for (if any). It will contain personal information our company gathers from you via telephone. It will contain an itemized income vs. expense, and show you in great deal what needs to be changed in order to correct your situation.
   
   
4. 200 page financial awareness book
   The financial awareness book was created exclusively by our company in early 2007. It's an explanation of how consumers drive themselves to the financial state their in and what steps can be taken to rectify ones unique situation. It contains an excellent explanation of debt consolidation loans, debt consolidation programs, debt settlement programs, debt elimination programs, bankruptcy solutions, collection agencies and their tactics. It also explains methods of savings such as savings accounts, IRA's, mutual funds along with several other topics which would be to long to list. We consider our financial awareness book the ultimate debt-relief and how to save book. No consumer in this country should be without it.
   
   
5. MPR card
   The MPR Card, is an amazing card issued by our company to our clients. If you thought about going through endless articles and newspaper ads to clip out coupons and roll them into a plastic card, this is it. The MPR Card has coupons for over 100,000 retailers, from small mom and pop stores to massive retailers throughout the nation - money can be saved by using this card.

The Financial Analysis offered by American Debt Solutions will reflect your past and new pay-off term, interest rate, payment amount and a general income vs. expense in color. Of course, the Analysis provided is based on estimates provided by the customer, so please have the most accurate information possible when calling. The Analysis will also include an online user login which contains useful information that may benefit a client -- many companies do not offer this.